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Last Updated: Nov 25th, 2007 - 10:09:00 |
Credit Cards | Credit Reports | Credit Ratings
Your Credit Scores: Why Do Your Scores Matter?
Credit scores affect whether you can get credit and what you pay for credit cards, auto loans, mortgages and other kinds of credit. For most kinds of credit scores, higher scores mean you are more likely to be approved and pay a lower interest rate on new credit.
Oct 9, 2006, 07:40
Credit Cards | Credit Reports | Credit Ratings
Free Annual Credit Report Program 1 Year Anniversary
September marks the first anniversary of every consumer’s right to a free annual credit report from each of the three nationwide consumer reporting companies – Equifax, Experian, and TransUnion. Consumers can order reports online.
Sep 18, 2006, 07:13
Credit Cards | Credit Reports | Credit Ratings
Court Order Shuts Door on Advance-Fee Credit Card Fraudsters
Under the terms of a U.S. district court judgment and order announced today, two defendants in an FTC cross-border telemarketing fraud case have been barred from engaging in deceptive marketing in the future and will pay $15,000 for consumer redress. Simax Corporation, which allegedly targeted U.S. consumers with no credit or poor credit histories with promises of advance-fee credit cards that were never provided. The FTC brought the case in November 2004 as part of a major multi-jurisdictional cross-border fraud law enforcement initiative.
Aug 10, 2006, 07:07
Credit Cards | Credit Reports | Credit Ratings
Check Your Credit History – Now for Free!
One of the best ways to protect yourself from identity theft is to monitor your credit history. Starting on December 1, 2004, Californians and residents of other western states will be able to do that for free. Thanks to a new federal law, consumers can get one free credit report a year from each of the three national credit bureaus: Equifax, Experian and Trans Union.
Aug 29, 2005, 06:43